|
Summary of main Benefits... |
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| Your policy will
show the full cover provided, the following is a summary of main benefits,
applicable to each Insured-person |
| A. PRE-TRAVEL
POLICY
|
|
Policy section |
Maximum benefit |
Excesses |
|
1 |
Cancellation / Loss of
deposit |
up to £3,000 |
£50/20 |
|
B. TRAVEL POLICY |
|
Policy section |
Maximum benefit |
Excesses |
|
1 |
Departure delay / Delay abandonment
Missed Departure |
up
to £100 / up to £3,000
up to £500 |
Nil / £50
Nil |
|
2 |
Personal Possessions (single article /
valuable limit)
Delayed possessions |
up
to £1,500 (up to £250)
up to £150 |
£50
Nil |
|
3 |
Personal money (Cash limit)
Loss of travel documents |
up
to £500 (up to £250)
up to £250 |
£50
£50 |
|
4 |
Emergency medical expenses
Hospital benefit |
up
to £5,000,000
up to £1,000 @ £20 a day |
£50
Nil |
|
5 |
Curtailment |
up
to £3,000 |
£50 |
|
6 |
Personal liability |
up
to £2,000,000 |
£50* |
|
7 |
Personal accident |
up
to £25,000** |
Nil |
|
8 |
Legal advice and expenses |
up
to £25,000 |
£250 |
|
WINTER SPORTS OPTION
(applicable only when the Winter Sports option is taken) |
|
9 |
Ski equipment (Single/set limit)
Hired skis
Ski hire charges |
up to £700 (£500)
up to £300
up to £150 |
£50
Nil |
|
10 |
Unused ski pack |
up to £250 |
Nil |
|
11 |
Weather Extension |
up to £350 area 1, £550 area
2 |
£50 |
|
12 |
Piste closure- valid between
15 December
and 15 April |
up to £300 |
Nil |
|
* increased to
£250 in respect of rented property damage only
** please see personal accident section of the policy
for details of amount of payment
|
|
Sporting
Activities Cover |
|
If your sport is not listed, please telephone our help-line on 01623
635958 during normal office hours for advice – you may have to pay
additional premium – we may not be able to cover certain ‘extreme’ sports.
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The following sports are covered subject to the provisos: |
|
Abseiling |
Up to 20 metres. Adequately supervised. |
|
Archery |
Adequately supervised. |
|
Canoeing |
No white water |
|
Cycling |
Mountain paths/roads only. Adequately supervised, head gear must be worn. Excluding BMX |
|
Horse riding |
No competitions, no jumping. Protective head gear must be worn. |
|
Jet skiing |
No liability cover. |
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Safaris |
Must be professionally organised tours/trips only. |
|
Scuba diving |
Up to 9 metres. Diving must be with certificate of proficiency or with qualified instructor |
|
Trekking |
Up to 3,000 metres. Organised tours/recognised routes. No climbing use ropes or guides |
|
White water rafting |
Up to grade 3. Life vests must be worn. Adequately supervised |
|
Windsurfing |
No competitions. |
|
Sailing (territorial waters)/Yachting |
Adequately qualified. No liability cover. No cover for racing |
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The following sports are covered provided the Ski option is taken: |
|
Cross country skiing |
Recognised routes. Excluding competitions. |
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Dry slope skiing/Glacier Skiing/Skiing/ Snowboarding |
Excluding competitions. |
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Heliskiing |
Helicopter lands at a designated site to enable you to disembark. Adequately supervised. |
|
Sleigh riding |
(reindeer, horses, dogs) Adequately supervised. Passenger only. No liability cover |
|
Off piste skiing |
Act reasonably and not ski in closed/avalanche risk area. If not skiing with guide/instructor, always check are is suitable to skier at your level. Not to ignore, warning signs/advices |
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