Your policy may not cover claims arising from your pre-existing health conditions so you need to tell us of anything you know that is likely to affect our acceptance of your cover.

Pre-existing health conditions - so that we can ensure you are provided with the best cover we can offer please read the following questions carefully:

1. Have you, or anyone travelling with you, ever had treatment for:

  1. any heart or circulatory condition,

  2. a stroke or high blood pressure.

  3. a breathing condition (such as asthma).

  4. any type of cancer.

  5. any type of diabetes

2. In the last 2 years - have you, or anyone who is travelling with you, been treated for any serious or re-occurring medical condition, asked to take regular prescribed medication, or referred to a specialist or consultant at a hospital for tests, diagnosis or treatment?

If you have answered ‘Yes’ to any of the above questions we may be able to offer some cover and may be able to cover your health condition, although an increased premium may be required. To enable us to consider your health condition please contact the Referral Helpline quoting FOGG INTERNET ECONOMY WINTER SPORTS on 0845 1300 198 (this will be charged as a local call from wherever you are calling in the United Kingdom) to see if cover is available. All calls will be treated in the strictest confidence.

3. You must also tell us if:

  1. you are waiting for tests or treatment of any description

  2. your doctor alters your regular prescribed medication

4. You must tell us about the pre-existing medical conditions of anyone travelling with you who is not insured under this policy but who may make it necessary for you to cancel or curtail your trip to find out if we are able to provide cover on their conditions. Your failure to declare these pre-existing medical conditions will mean that you will not be able to claim for any event that is due directly or indirectly to the condition.

Please note:

We are unable to provide any cover on psychological conditions such as stress, anxiety, depression, eating disorders or mental instability.

We are unable to provide cover for anything which is a result of a pre-existing medical condition of a close relative or close business associate.

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Economy Winter Sports Travel Insurance

Fogg Travel are the official suppliers of Ski Insurance to the British Ski Teams from Alpine to Freestyle. All of our Winter Sports Insurance policies cover skiing Off Piste as standard and for an additional £1 (per person) you can incorporate our world famous MEDI-CARD to your cover. If you are unfortunate to have an accident whilst skiing, your MEDI-CARD will make your treatment hassle free, all the bills (Dr/Hospital, Rescue and Pharmacy) come direct to us to settle on your behalf!


This policy will not cover claims arising from any undisclosed pre-existing health conditions that you or your travelling companion(s) may have.  You need to tell us of anything you know that is likely to affect our acceptance of your cover.

CLICK HERE to view the terms & conditions.

Geographical Limits
Policy Type  
Number Of Adults (18-64)  
Number Of Children (2-17)  
Number Of Infants (0-1)
For an additional £1.00 per person we can post to you a Medicard for each party member. Do you require this? Yes No
Travel Dates From

Unless stated, the policies on this site are valid for clients under 65 years of age.  Other policies are available on request, please contact us with your requirements.

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Crow Hill Drive
NG19 7AE
United Kingdom

Get In Touch

Phone : + 44 1623 631331
Fax : +44 1623 420450

Registered in England 1694269
Fogg Travel Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Registration number 307304
(c) 2018 Fogg Travel Insurance Services Limited